@font-face{font-family:'Hanken Grotesk';font-style:normal;font-weight:400 600;font-display:swap;src:url(fonts/hankengrotesk-normal-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Hanken Grotesk';font-style:normal;font-weight:400 600;font-display:swap;src:url(fonts/hankengrotesk-normal-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Instrument Serif';font-style:italic;font-weight:400;font-display:swap;src:url(fonts/instrumentserif-italic-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Instrument Serif';font-style:italic;font-weight:400;font-display:swap;src:url(fonts/instrumentserif-italic-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Instrument Serif';font-style:normal;font-weight:400;font-display:swap;src:url(fonts/instrumentserif-normal-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Instrument Serif';font-style:normal;font-weight:400;font-display:swap;src:url(fonts/instrumentserif-normal-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
:root{
  --white:#fff;
  --mist:#F5F9FD;
  --sky-100:#E6F1FC;
  --sky-200:#CFE3F7;
  --sky-400:#8DBDEB;
  --blue:#2F6DAE;
  --blue-deep:#245A91;
  --ink:#1F3550;
  --ink-soft:#546A82;
  --line:#DCE8F4;
  --serif:'Instrument Serif',Georgia,'Times New Roman',serif;
  --sans:'Hanken Grotesk',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --gutter:20px;
  --radius:18px;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px;-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--white);color:var(--ink);
  font-family:var(--sans);font-size:17px;line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img,svg{display:block;max-width:100%}
a{color:inherit}
h1,h2,h3,p,ul,ol,dl,dd,figure{margin:0}
ul,ol{padding:0;list-style:none}
:focus-visible{outline:3px solid var(--sky-400);outline-offset:3px;border-radius:6px}

.wrap{width:100%;max-width:1120px;margin:0 auto;padding:0 var(--gutter)}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:8px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}

/* typography */
h1,h2{font-family:var(--serif);font-weight:400;letter-spacing:-.01em;color:var(--ink)}
h1{font-size:clamp(2.4rem,6.2vw,4.1rem);line-height:1.04}
h1 em,h2 em{font-style:italic;color:var(--blue)}
h2{font-size:clamp(1.9rem,4.2vw,2.8rem);line-height:1.1}
h3{font-size:1.15rem;line-height:1.3;font-weight:600}
.eyebrow{
  font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;
  color:var(--blue);margin-bottom:16px;
}
.lead{font-size:1.1rem;color:var(--ink-soft);max-width:36em}

/* buttons */
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  background:var(--blue);color:#fff;text-decoration:none;
  font:600 1rem/1 var(--sans);padding:16px 26px;border:0;border-radius:999px;cursor:pointer;
  transition:background-color .2s,transform .2s;
}
.btn:hover{background:var(--blue-deep)}
.btn:active{transform:translateY(1px)}
.btn--small{padding:11px 18px;font-size:.92rem}
.btn--block{width:100%}
.btn[disabled]{opacity:.65;cursor:progress}
.textlink{font-weight:600;color:var(--blue);text-decoration:none;border-bottom:2px solid var(--sky-200);padding-bottom:2px;transition:border-color .2s}
.textlink:hover{border-color:var(--blue)}

/* header */
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.88);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.top__in{display:flex;align-items:center;gap:10px;height:64px}
.top__cta{margin-left:auto}
.nav{
  display:none;position:absolute;top:64px;left:0;right:0;flex-direction:column;gap:0;
  background:var(--white);border-bottom:1px solid var(--line);padding:8px var(--gutter) 20px;
  box-shadow:0 20px 30px -24px rgba(31,53,80,.3);
}
.nav.is-open{display:flex}
.nav a:not(.btn){
  padding:14px 0;border-bottom:1px solid var(--line);text-decoration:none;font-weight:500;color:var(--ink);
}
.nav a[aria-current=true]:not(.btn){color:var(--blue)}
.nav__cta{display:none;margin-top:16px}
.burger{
  display:grid;place-content:center;gap:5px;width:44px;height:44px;margin-right:-10px;
  background:none;border:0;border-radius:12px;cursor:pointer;
}
.burger span{display:block;width:22px;height:2px;border-radius:2px;background:var(--ink);transition:transform .2s,opacity .2s}
.burger[aria-expanded=true] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger[aria-expanded=true] span:nth-child(2){opacity:0}
.burger[aria-expanded=true] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media (max-width:479px){
  .top__cta{display:none}
  .burger{margin-left:auto}
  .nav__cta{display:inline-flex}
}
@media (min-width:900px){
  .top__in{gap:0}
  .burger{display:none}
  .top__cta{display:none}
  .nav{
    display:flex;position:static;flex-direction:row;align-items:center;gap:30px;margin-left:auto;
    padding:0;border:0;box-shadow:none;background:none;
  }
  .nav a:not(.btn){padding:6px 0;border:0;font-size:.95rem;color:var(--ink-soft);transition:color .2s}
  .nav a:not(.btn):hover{color:var(--ink)}
  .nav a[aria-current=true]:not(.btn){color:var(--blue)}
  .nav__cta{display:inline-flex;margin:0;padding:11px 18px;font-size:.92rem}
}
.logo{font-weight:600;font-size:1.02rem;text-decoration:none;letter-spacing:-.01em}
.logo span,.foot__brand span{font-family:var(--serif);font-style:italic;font-weight:400;font-size:1.35em;color:var(--blue);margin-right:1px}

/* hero */
.hero{
  padding:48px 0 72px;
  background:
    radial-gradient(900px 420px at 85% -10%,var(--sky-100),transparent 70%),
    linear-gradient(var(--white),var(--mist));
}
.hero__grid{display:grid;gap:40px;align-items:center}
.hero__copy h1{margin-bottom:22px}
.deadline{
  display:flex;align-items:center;gap:12px;margin-top:26px;max-width:32em;padding:12px 16px;
  background:var(--white);border:1px solid var(--sky-200);border-radius:14px;color:var(--ink);font-size:.98rem;line-height:1.4;
}
.deadline svg{flex:none;color:var(--blue)}
.deadline strong{color:var(--blue-deep);font-weight:600}
.hero__cta{display:flex;align-items:center;gap:26px;flex-wrap:wrap;margin-top:24px}

/* signature chart card */
.gapcard{
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  padding:20px 18px 18px;box-shadow:0 24px 60px -30px rgba(47,109,174,.35);
}
.gapcard figcaption{font-weight:600;font-size:.98rem;margin-bottom:6px}
.gapcard__kicker{
  display:inline-block;margin-right:8px;padding:2px 9px;border-radius:999px;
  background:var(--sky-100);color:var(--blue);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;vertical-align:1px;
}
#chart{width:100%;height:auto;overflow:visible}
#chart text{font-family:var(--sans);fill:var(--ink-soft);font-size:11.5px}
#chart .lbl{font-weight:600;font-size:12.5px}
#chart .lbl--value{fill:var(--blue)}
#chart .lbl--invoice{fill:var(--ink)}
#chart .grid{stroke:var(--line);stroke-width:1}
#chart .line{fill:none;stroke-linecap:round;stroke-linejoin:round}
#chart .line--value{stroke:var(--sky-400);stroke-width:3.5}
#chart .line--invoice{stroke:var(--ink);stroke-width:2.5;stroke-dasharray:7 6}
#chart .gap-fill{fill:url(#hatch)}
#chart .gap-base{fill:var(--sky-100);opacity:.8}
#chart .marker{stroke:var(--blue);stroke-width:1.5;stroke-dasharray:3 4}
#chart .dot--value{fill:var(--white);stroke:var(--sky-400);stroke-width:3}
#chart .dot--invoice{fill:var(--white);stroke:var(--ink);stroke-width:2.5}
#chart .brace{stroke:var(--blue);stroke-width:2;stroke-linecap:round}
#chart .gap-tag{font-family:var(--serif);font-style:italic;font-size:18px;fill:var(--blue)}

.controls{display:grid;gap:14px;margin-top:8px}
.money-field label,.years legend{display:block;font-size:.92rem;font-weight:600;margin-bottom:6px;padding:0}
.money{
  display:flex;align-items:center;gap:8px;background:var(--mist);border:1.5px solid var(--sky-200);
  border-radius:12px;padding:0 16px;transition:border-color .2s,background-color .2s;
}
.money:focus-within{border-color:var(--blue);background:var(--white);box-shadow:0 0 0 4px rgba(141,189,235,.35)}
.money input{
  flex:1;min-width:0;border:0;background:transparent;font:600 1.15rem/1 var(--sans);color:var(--ink);
  padding:14px 0;font-variant-numeric:tabular-nums;
}
.money input:focus{outline:none}
.money span{font-weight:600;color:var(--ink-soft)}
.money.invalid{border-color:#C0392B}
.money__hint{min-height:0;margin-top:6px;font-size:.85rem;color:#B03225}
.money__hint:empty{display:none}
.years label{display:block;font-size:.92rem;font-weight:600;margin-bottom:4px}
.years output{color:var(--blue)}
.years input[type=range]{
  -webkit-appearance:none;appearance:none;display:block;height:28px;background:transparent;margin:0 calc(10% - 12px);width:calc(80% + 24px);cursor:pointer;
}
.years input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:99px;background:var(--sky-200)}
.years input[type=range]::-moz-range-track{height:6px;border-radius:99px;background:var(--sky-200)}
.years input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;width:24px;height:24px;margin-top:-9px;border-radius:50%;
  background:var(--blue);border:4px solid var(--white);box-shadow:0 2px 8px rgba(31,53,80,.3);
}
.years input[type=range]::-moz-range-thumb{
  box-sizing:border-box;width:24px;height:24px;border-radius:50%;
  background:var(--blue);border:4px solid var(--white);box-shadow:0 2px 8px rgba(31,53,80,.3);
}
.years__ticks{display:grid;grid-template-columns:repeat(5,1fr);margin-top:2px}
.years__ticks span{text-align:center;font-size:.8rem;color:var(--ink-soft)}

.figures{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:16px}
.figures>div{background:var(--mist);border-radius:12px;padding:10px 12px}
.figures dt{font-size:.74rem;line-height:1.3;color:var(--ink-soft);margin-bottom:2px}
.figures dd{font-size:1.1rem;font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}
.figures__gap{grid-column:1/-1;background:var(--sky-100)!important}
.figures__gap dt{color:var(--blue-deep);font-weight:600}
.figures__gap dd{font-family:var(--serif);font-size:2rem;font-weight:400;color:var(--blue);line-height:1.1}
.note{font-size:.78rem;line-height:1.5;color:var(--ink-soft);margin-top:14px}

/* sections */
.section{padding:72px 0}
.section--tint{background:var(--mist);border-block:1px solid var(--line)}
.section__head{margin-bottom:36px;max-width:30em}
.split{display:grid;gap:28px}
.prose p{color:var(--ink-soft)}
.prose p+p{margin-top:1.1em}
.prose .aside{
  color:var(--ink);font-weight:500;padding:16px 18px;border-radius:14px;background:var(--sky-100);
}

/* steps – a real sequence */
.steps{display:grid;gap:16px}
.steps li{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.steps__n{
  display:grid;place-items:center;width:38px;height:38px;border-radius:50%;margin-bottom:16px;
  background:var(--sky-100);color:var(--blue);font-family:var(--serif);font-size:1.4rem;line-height:1;
}
.steps h3{margin-bottom:8px}
.steps p{color:var(--ink-soft);font-size:.98rem}

/* variants */
.variants{display:grid;gap:16px}
.variant{border:1px solid var(--line);border-radius:var(--radius);padding:28px;background:linear-gradient(180deg,var(--white),var(--mist))}
.variant h3{font-family:var(--serif);font-weight:400;font-size:1.9rem;letter-spacing:-.01em;margin-bottom:12px}
.variant p{color:var(--ink-soft)}
.variants__note{margin-top:28px;color:var(--ink-soft)}
.variants__note .textlink{margin-left:6px;white-space:nowrap}

/* check lists */
.check{display:grid;gap:36px}
.check h3{margin-bottom:14px}
.check li{position:relative;padding:6px 0 6px 30px;color:var(--ink-soft)}
.check li::before{
  content:"";position:absolute;left:2px;top:.78em;width:14px;height:8px;
  border-left:2.5px solid var(--sky-400);border-bottom:2.5px solid var(--sky-400);transform:rotate(-45deg) translateY(-50%);
}

/* faq */
.faq details{border-bottom:1px solid var(--line)}
.faq details:first-child{border-top:1px solid var(--line)}
.faq summary{
  list-style:none;cursor:pointer;padding:20px 40px 20px 0;position:relative;font-weight:600;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"";position:absolute;right:6px;top:50%;width:10px;height:10px;margin-top:-8px;
  border-right:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(45deg);transition:transform .2s;
}
.faq details[open] summary::after{transform:rotate(-135deg);margin-top:-2px}
.faq p{padding:0 0 22px;color:var(--ink-soft);max-width:38em}

/* contact */
.contact{padding:80px 0;background:linear-gradient(var(--white),var(--sky-100))}
.contact__grid{display:grid;gap:36px;align-items:start}
.contact__copy h2{margin-bottom:18px}
.formcard{
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;
  box-shadow:0 24px 60px -34px rgba(47,109,174,.4);
}
.field{margin-bottom:18px}
.field label{display:block;font-weight:600;font-size:.92rem;margin-bottom:6px}
.field input[type=text],.field input[type=email],.field input[type=tel]{
  width:100%;font:inherit;color:var(--ink);background:var(--mist);
  border:1.5px solid var(--sky-200);border-radius:12px;padding:14px 16px;transition:border-color .2s,background-color .2s;
}
.field input:focus{outline:none;border-color:var(--blue);background:var(--white);box-shadow:0 0 0 4px rgba(141,189,235,.35)}
.field.invalid input[type=text],.field.invalid input[type=email],.field.invalid input[type=tel]{border-color:#C0392B}
.field__err{display:none;margin-top:6px;font-size:.88rem;color:#B03225}
.field.invalid .field__err{display:block}
.field--check{display:grid;grid-template-columns:22px 1fr;column-gap:12px;align-items:start}
.field--check input{width:22px;height:22px;margin:2px 0 0;accent-color:var(--blue);cursor:pointer}
.field--check label{font-weight:400;font-size:.9rem;color:var(--ink-soft);margin:0;cursor:pointer}
.field--check .field__err{grid-column:2}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.privacy{margin:-4px 0 20px;font-size:.84rem;color:var(--ink-soft)}
.privacy summary{cursor:pointer;color:var(--blue);font-weight:600;width:max-content}
.privacy p{margin-top:10px}
.privacy mark{background:#FFF3C4;color:var(--ink);padding:0 3px;border-radius:3px}
.form-status{margin-top:14px;font-size:.92rem;min-height:1.4em}
.form-status.is-error{color:#B03225}
.success{text-align:center;padding:30px 8px}
.success[hidden]{display:none}
.success svg{margin:0 auto 14px}
.success h3{font-family:var(--serif);font-weight:400;font-size:1.9rem;margin-bottom:8px}
.success p{color:var(--ink-soft)}
.success:focus{outline:none}

/* footer */
.foot{padding:36px 0 44px;background:var(--sky-100);border-top:1px solid var(--sky-200)}
.foot__brand{font-weight:600;margin-bottom:10px}
.foot__legal{font-size:.82rem;line-height:1.55;color:var(--ink-soft);max-width:60em}
.foot__copy{font-size:.82rem;color:var(--ink-soft);margin-top:14px}

/* chart draw-in */
@media (prefers-reduced-motion:no-preference){
  #chart .line{stroke-dasharray:var(--len,1200);stroke-dashoffset:var(--len,1200);animation:draw 1.4s cubic-bezier(.3,.7,.2,1) .2s forwards}
  #chart .line--invoice{stroke-dasharray:7 6;stroke-dashoffset:0;opacity:0;animation:fade .6s ease .2s forwards}
  #chart .gap-fill,#chart .gap-base{opacity:0;animation:fade .8s ease 1.2s forwards}
  #chart .gap-base{animation-name:fadeBase}
  #chart .live{opacity:0;animation:fade .5s ease 1.6s forwards}
}
@keyframes draw{to{stroke-dashoffset:0}}
@keyframes fade{to{opacity:1}}
@keyframes fadeBase{to{opacity:.8}}

@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* ≥ 720 */
@media (min-width:720px){
  :root{--gutter:32px}
  body{font-size:18px}
  .hero{padding:72px 0 96px}
  .steps{grid-template-columns:repeat(3,1fr)}
  .variants{grid-template-columns:1fr 1fr}
  .check{grid-template-columns:1fr 1fr;gap:64px}
  .section{padding:96px 0}
  .formcard{padding:34px}
  .gapcard{padding:24px 24px 22px}
}

/* ≥ 960 */
@media (min-width:960px){
  .hero__grid{grid-template-columns:1fr 1.05fr;gap:64px}
  .split{grid-template-columns:5fr 7fr;gap:72px}
  .contact__grid{grid-template-columns:5fr 6fr;gap:72px}
  .contact{padding:112px 0}
  .figures{grid-template-columns:1fr 1fr 1.25fr}
  .figures__gap{grid-column:auto}
}